32-List of Islamic financing products

32-List of Islamic financing products

List of financing concept/products that we shall discuss in detail are listed below:

Debt Financing

Al-Bai' Bithaman Ajil/Bai' Muajjal (Deferred Payment Sale)

Al-Murabahah (Cost Plus)

Tawarruq (Commodity Murabahah)

Al-Qard (benevolent loan) 

Bai’ as-Salam (future delivery)

Bai’ Al-Istijrar (supply contract)

Ar-Rahnu (collateralised borrowing/Pawn Broking)

Bai' al 'inah (sale and buy-back agreement/Credit Card/personal financing)

Lease Financing

Al-Ijarah Thumma al-Bai’ (leasing and subsequently purchase) 

Al-Ijarah (leasing)

Al-Istis'na Ijarah

Debt Trading

Bai’ al-Dayn (debt trading/block discounting)

Equity Financing

Al-Mudharabah (profit-sharing)

Musyarakah Muntanaqisah (Diminishing Musyarakah) 

Al-Musyarakah (joint venture) 

Trade Finance 

Letter of Credit (Wakalah/Musharakah/Murabahah)

Trust Receipts (Murabahah)

Al-Kafalah (Bank Guarantee)

Export Credit Refinancing (Murabahah/Al-Dayn)

Accepted Bill (Murabahah/Al-Dayn)

Fee/Commission 

Al-Hiwalah (remittance) 

As-Sarf (foreign exchange) 

Al-Ujr (fee)

Al-Hibah (gift) 

Capital Market

Sukuk (Debt/Lease/Wakalah)

Islamic Unit Trust

Islamic REITS

Islamic Derivatives

Structured Products